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Car Insurance Chilliwack

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No matter what type of vehicle you own—car, SUV, truck, motorcycle, personal vehicle, work vehicle, etc.—having the right auto insurance policy will help keep you and your passengers safe wherever you go. Whether you are looking for basic coverage or premium insurance, we will work closely with you to ensure that you are getting the best possible auto insurance policy in Chilliwack for your specific wants and needs.

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ICBC Insurance

As a full-service ICBC agent in Chilliwack, Wheeler-Homemakers Insurance Ltd. can help you create the best policy from a wide range of ICBC auto insurance options, including collision, hit and run, income top-up, comprehensive, extended third-party liability, underinsured motorist protection, loss of use, luxury vehicles, specified perils, rental vehicle coverage, new vehicle protection, optional insurance packages, and specialized coverage.

Optional Car Insurance in Chilliwack

Whether your vehicle is for personal use, recreational use, business use, or a combination of each, an ICBC Basic Autoplan insurance policy is required for all vehicles in British Columbia. In addition to this required coverage, the team at Wheeler-Homemakers Insurance Ltd. is proud to offer a variety of optional car insurance options in Chilliwack to ensure that you are fully protected.

Optional car insurance coverage is highly recommended for most drivers, especially if multiple people will be driving the same car. Some examples of optional auto insurance coverage include collision, comprehensive (theft, vandalism, fire, and more), windshield coverage, extended third party liability coverage, income loss, and vehicle replacement coverage. If you are unsure which options are right for your needs, Wheeler Homemakers Insurance Ltd. can help. Get in touch with our team today to learn more about our options for car insurance in Chilliwack or for a detailed quote!

Third-Party Liability

If you are responsible for an accident on a non-public road, gated community, or outside of BC, the costs can quickly add up. Third-party liability auto insurance protects you from the financial risks of an at-fault crash in these settings with coverage up to a limit of $5,000,000 based on your budget and preferences, giving you complete peace of mind.


Even the most skilled drivers can make a mistake that causes an accident. Collision coverage is a valuable addition to any car insurance plan as it helps to pay for your vehicle repairs, towing, storage, and more, even if you were at fault for the crash. Without this coverage, you will likely need to pay these expenses out of pocket, making a collision policy a worthwhile investment.


While most accidents happen on the road, your vehicle can be damaged in many other ways even while it is parked. Comprehensive coverage is a type of car insurance policy that is designed to protect your vehicle from non-collision damage. Comprehensive auto insurance covers damage caused by theft, vandalism, fire, earthquakes, explosions, lightning, wind, hail, rising water, falling objects, and hitting an animal.

Specified Perils

Specified perils coverage is similar to comprehensive coverage but has a shorter list of damages it covers. This type of car insurance coverage also costs less than comprehensive, making it a great choice for those that want to increase coverage on a budget. Specified perils insurance protects you from loss or damage to your vehicle from theft, fire, earthquakes, hail, lightning, rising water, and wind, but it does not cover windshield damage or damage from vandalism and hitting an animal.

Loss of Use

If you cannot afford to be without your vehicle while it is being repaired, loss of use coverage is invaluable. Loss of use covers your expenses to rent a vehicle, use taxis, and take public transit until your vehicle is repaired, you are offered a total loss settlement, or you reach the limit of your coverage, whichever comes first.

Uninsured/Underinsured Motorist

If you are in a car accident, the last thing you want to hear is that the other driver is uninsured. Uninsured/Underinsured motorist protection will help you pay for medical bills, repair costs, and other expenses should the other driver be uninsured or have an insufficient auto insurance policy, ensuring that you are protected.

Chilliwack Car insurance from Wheeler-Homemakers Insurance

Wheeler-Homemakers Insurance Ltd. is proud to offer a variety of Chilliwack car insurance solutions for all types of drivers. Whether you are looking for a Basic Autoplan policy or want to learn more about optional car insurance coverage, our experienced team will work with you to determine the ideal solution for your wants and needs. Reach out to our team today to learn more about our car insurance in Chilliwack and other insurance solutions!

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